.insurer-hero .cluster-hero-right{margin-top:-160px!important}.insurer-hero .cluster-product-image{transform:rotate(-3deg) scale(1.15)!important;max-width:280px!important}.insurer-hero .cluster-product-image:hover{transform:rotate(0) scale(1.2)!important}.insurer-hero .cluster-hero-content{display:grid!important;grid-template-columns:1fr auto!important;grid-template-rows:auto auto!important;gap:24px 40px!important;align-items:start!important}.insurer-hero .cluster-hero-left{grid-column:1!important;grid-row:1!important}.insurer-hero .cluster-hero-right{grid-column:2!important;grid-row:1!important;margin-top:-160px!important}.insurer-hero .hero-bottom-row{grid-column:1 / -1!important;grid-row:2!important;display:flex!important;gap:24px!important;align-items:stretch!important;margin-top:32px!important}.insurer-hero .hero-bullets{flex:0 0 65%!important;width:65%!important;max-width:none!important;line-height:1.75;padding:28px 48px 28px 28px}.insurer-hero .hero-nav-cards{display:flex;gap:24px;flex:1 1 auto}.insurer-hero .hero-nav-cards .nav-card{flex:1 1 0;min-width:220px;max-width:none;padding:18px 20px}.insurer-hero .hero-nav-cards .nav-card-title{margin-bottom:8px}@media (max-width: 1100px){.insurer-hero .cluster-hero-content{grid-template-columns:1fr!important;grid-template-rows:auto auto auto!important;gap:16px!important}.insurer-hero .cluster-hero-right{grid-column:1!important;grid-row:2!important;margin:24px 0!important;position:relative!important;right:auto!important;top:auto!important;transform:none!important;width:100%!important;text-align:center!important}.insurer-hero .cluster-product-image{max-width:240px;display:inline-block!important;transform:none!important}.insurer-hero .hero-bottom-row{grid-row:3!important;flex-direction:column!important;gap:16px!important}.insurer-hero .hero-bullets{max-width:100%;width:100%!important;flex:1 1 100%!important;padding:16px!important;box-sizing:border-box!important}.insurer-hero .hero-nav-cards{flex-direction:column;gap:12px!important}.insurer-hero .hero-nav-cards .nav-card{max-width:none;min-width:0!important;width:100%}.insurer-hero{overflow-x:hidden!important}}@media (max-width: 600px){.insurer-hero .hero-nav-cards .nav-card{flex:1 1 100%}}[data-v-7b645fe2] .section-header-split .header-label{font-size:32px!important;text-transform:none!important}@media (max-width: 768px){[data-v-7b645fe2] .section-header-split .header-label{font-size:30px!important}}@media (max-width: 480px){[data-v-7b645fe2] .section-header-split .header-label{font-size:28px!important}}.stat-highlight[data-v-7b645fe2]{font-size:1.2em;font-weight:700;color:#059669;letter-spacing:-.02em}.cta-disclaimer[data-v-7b645fe2]{font-size:.85rem;color:var(--color-text-muted, #6b7280);text-align:center;margin-top:.75rem;margin-bottom:2rem}.data-insight-disclaimer[data-v-7b645fe2]{font-size:.8rem;color:var(--color-text-muted, #6b7280);font-style:italic;margin-top:.5rem;margin-bottom:0}.soft-cta[data-v-7b645fe2]{font-size:.95rem;margin-top:.75rem}.soft-cta a[data-v-7b645fe2]{color:#059669;font-weight:600;text-decoration:none}.soft-cta a[data-v-7b645fe2]:hover{text-decoration:underline}[data-v-7b645fe2] .subhead-bullets{font-size:14px}@media (max-width: 768px){[data-v-7b645fe2] .subhead-bullets{font-size:inherit}}.hero-bottom-row[data-v-7b645fe2]{display:flex;gap:32px;align-items:stretch;margin-top:20px}.hero-bullets[data-v-7b645fe2]{flex:0 0 auto;max-width:480px;font-size:15px;line-height:1.7;color:#374151;background:#fff;border-left:4px solid #22c55e;border-radius:0 8px 8px 0;padding:24px 40px 24px 24px}.hero-bullets strong[data-v-7b645fe2]{display:block;margin-bottom:12px;font-size:18px;color:#1a1a1a}.hero-bullets ul[data-v-7b645fe2]{list-style:none;margin:0;padding:0}.hero-bullets ul li[data-v-7b645fe2]{position:relative;padding-left:16px;margin-bottom:8px;font-size:15px;color:#4b5563}.hero-bullets ul li[data-v-7b645fe2]:last-child{margin-bottom:0}.hero-bullets ul li[data-v-7b645fe2]:before{content:"•";position:absolute;left:0;color:#6b7280}.hero-nav-cards[data-v-7b645fe2]{display:flex;gap:12px;flex:1;align-items:stretch}.hero-nav-cards .nav-card[data-v-7b645fe2]{flex:1;max-width:240px;height:100%}@media (max-width: 1100px){.hero-bottom-row[data-v-7b645fe2]{flex-direction:column;gap:16px}.hero-bullets[data-v-7b645fe2]{max-width:100%;padding:16px 20px}.hero-bullets strong[data-v-7b645fe2]{font-size:16px;margin-bottom:8px}.hero-bullets ul li[data-v-7b645fe2]{font-size:14px;margin-bottom:6px}.hero-nav-cards[data-v-7b645fe2]{width:100%;gap:10px;flex-direction:column}.hero-nav-cards .nav-card[data-v-7b645fe2]{max-width:none;width:100%;padding:14px 16px;height:auto}.hero-nav-cards .nav-card-title[data-v-7b645fe2]{font-size:15px}.hero-nav-cards .nav-card-desc[data-v-7b645fe2]{font-size:13px;margin-bottom:8px}.hero-nav-cards .nav-card-link[data-v-7b645fe2]{font-size:12px}.hide-mobile[data-v-7b645fe2]{display:none}}.nav-card[data-v-7b645fe2]{display:flex;flex-direction:column;padding:20px;background:#fff;border-radius:12px;border:1px solid #e5e7eb;text-decoration:none;color:inherit;transition:all .2s ease}.nav-card[data-v-7b645fe2]:hover{background:#fafafa;border-color:#d1d5db;transform:translateY(-2px);box-shadow:0 4px 12px #00000014}.nav-card-icon[data-v-7b645fe2]{font-size:14px;margin-right:4px}.nav-card-title[data-v-7b645fe2]{font-size:18px;font-weight:600;color:#111827;margin:0 0 6px}.nav-card-desc[data-v-7b645fe2]{font-size:15px;color:#6b7280;margin:0 0 12px;flex-grow:1}.nav-card-link[data-v-7b645fe2]{font-size:14px;font-weight:600;color:#2563eb}.status-yes[data-v-7b645fe2]{color:#059669;font-weight:600}.status-no[data-v-7b645fe2]{color:#dc2626;font-weight:600}.status-limited[data-v-7b645fe2]{color:#d97706;font-weight:600}.status-varies[data-v-7b645fe2]{color:#6b7280;font-weight:600}.likelihood-icon[data-v-7b645fe2]{display:inline-flex;align-items:center;justify-content:center;width:20px;height:20px;border-radius:50%;font-size:12px;font-weight:700;margin-right:6px;vertical-align:middle}.likelihood-icon.green[data-v-7b645fe2]{background:#dcfce7;color:#166534}.likelihood-icon.yellow[data-v-7b645fe2]{background:#fef3c7;color:#92400e}.likelihood-icon.red[data-v-7b645fe2]{background:#fee2e2;color:#991b1b}.sr-only[data-v-7b645fe2]{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-to-content[data-v-7b645fe2]{position:absolute;top:-40px;left:0;background:var(--brand-primary, #667eea);color:#fff;padding:var(--space-sm) var(--space-md);z-index:100;text-decoration:none;font-weight:600}.skip-to-content[data-v-7b645fe2]:focus{top:0}.review-attribution[data-v-7b645fe2]{text-align:center;color:var(--color-text-tertiary, #6b7280);font-size:var(--font-sm);margin-top:var(--space-xl);padding-top:var(--space-lg);border-top:1px solid var(--color-border, #e5e7eb)}.section-hook[data-v-7b645fe2]{margin-top:32px;padding:20px 24px;background:linear-gradient(135deg,#f0f9ff,#e0f2fe);border-radius:12px;border-left:4px solid #3b82f6}.section-hook p[data-v-7b645fe2]{margin:0 0 8px;color:#1e40af;font-size:15px}.section-hook a[data-v-7b645fe2]{color:#2563eb;font-weight:600;text-decoration:none}.section-hook a[data-v-7b645fe2]:hover{text-decoration:underline}.section-hook.warning[data-v-7b645fe2]{background:linear-gradient(135deg,#fffbeb,#fef3c7);border-left-color:#f59e0b}.section-hook.warning p[data-v-7b645fe2]{color:#92400e}.section-hook.warning a[data-v-7b645fe2]{color:#b45309}@media (max-width: 480px){.section-hook[data-v-7b645fe2]{padding:16px 20px;margin-top:24px}.section-hook p[data-v-7b645fe2]{font-size:14px}}.decision-fork[data-v-7b645fe2]{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}@media (min-width: 901px){.decision-fork>details.fork-option>.fork-content[data-v-7b645fe2]{display:flex!important;flex-direction:column;flex:1}.decision-fork>details.fork-option:not([open])>.fork-content[data-v-7b645fe2]{display:flex!important}.decision-fork>details.fork-option .fork-collapse-icon[data-v-7b645fe2]{display:none!important}.decision-fork>details.fork-option>summary[data-v-7b645fe2]{pointer-events:none;cursor:default}}@media (max-width: 768px){.decision-fork[data-v-7b645fe2]{grid-template-columns:1fr;gap:12px}}.fork-option[data-v-7b645fe2]{background:#fff;border:1px solid #e5e7eb;border-radius:12px;box-shadow:0 4px 12px #00000014;transition:box-shadow .2s ease,transform .2s ease;border-left:4px solid transparent;position:relative;padding-bottom:70px}.fork-option[data-v-7b645fe2]:nth-child(1){border-left-color:#f59e0b}.fork-option[data-v-7b645fe2]:nth-child(2){border-left-color:#ef4444}.fork-option[data-v-7b645fe2]:nth-child(3){border-left-color:#3b82f6}.fork-option[data-v-7b645fe2]:hover{box-shadow:0 8px 24px #0000001f;transform:translateY(-3px)}.fork-header[data-v-7b645fe2]{display:flex;align-items:center;justify-content:space-between;padding:20px 24px;cursor:default;list-style:none}.fork-header[data-v-7b645fe2]::-webkit-details-marker{display:none}.fork-title[data-v-7b645fe2]{display:flex;align-items:center;gap:10px;margin:0;font-size:16px;font-weight:600;color:var(--color-text-primary, #1f2937)}.fork-dot[data-v-7b645fe2]{width:10px;height:10px;border-radius:50%;flex-shrink:0}.fork-dot.orange[data-v-7b645fe2]{background:#f59e0b}.fork-dot.red[data-v-7b645fe2]{background:#ef4444}.fork-dot.blue[data-v-7b645fe2]{background:#3b82f6}.fork-collapse-icon[data-v-7b645fe2]{display:none;font-size:12px;color:#9ca3af;transition:transform .2s ease;flex-shrink:0}.fork-content[data-v-7b645fe2]{padding:0 24px 24px;display:flex;flex-direction:column;flex:1}.fork-content>p[data-v-7b645fe2]{color:var(--color-text-secondary, #4b5563);font-size:15px;margin:0 0 12px;flex-grow:0}.fork-content>ul[data-v-7b645fe2]{margin:0;padding-left:20px}.fork-content>ul li[data-v-7b645fe2]{margin-bottom:6px;font-size:14px;color:var(--color-text-secondary, #4b5563)}.fork-content>ul li a[data-v-7b645fe2]{color:var(--brand-primary, #667eea);text-decoration:none}.fork-content>ul li a[data-v-7b645fe2]:hover{text-decoration:underline}.fork-cta[data-v-7b645fe2]{display:block;padding:10px 16px;background:#667eea;color:#fff;text-decoration:none;border-radius:8px;font-weight:600;font-size:14px;text-align:center;transition:background .2s ease;position:absolute;bottom:24px;left:24px;right:24px}.fork-cta[data-v-7b645fe2]:hover{background:#5a67d8;color:#fff}.fork-cta.secondary[data-v-7b645fe2]{background:#fff;color:#667eea;border:2px solid #667eea}.fork-cta.secondary[data-v-7b645fe2]:hover{background:#667eea;color:#fff}@media (max-width: 768px){.fork-option[data-v-7b645fe2]{box-shadow:none;border:1px solid #e5e7eb;padding-bottom:0}.fork-option[open][data-v-7b645fe2]{padding-bottom:70px}.fork-option[data-v-7b645fe2]:hover{box-shadow:none;transform:none}.fork-header[data-v-7b645fe2]{cursor:pointer;padding:16px 20px;display:flex;align-items:center;justify-content:space-between;flex-direction:row;pointer-events:auto}.fork-title[data-v-7b645fe2]{font-size:15px;flex:1}.fork-collapse-icon[data-v-7b645fe2]{display:block!important;margin-left:12px}.fork-option:not([open]) .fork-content[data-v-7b645fe2]{display:none}.fork-option[open] .fork-collapse-icon[data-v-7b645fe2]{transform:rotate(180deg)}.fork-option:not([open]) .fork-header[data-v-7b645fe2]{padding-bottom:16px}.fork-content[data-v-7b645fe2]{padding:0 20px 20px}.fork-content>p[data-v-7b645fe2]{font-size:14px}.fork-content>ul li[data-v-7b645fe2]{font-size:13px}.fork-cta[data-v-7b645fe2]{font-size:13px;padding:10px 14px;left:20px;right:20px;bottom:20px}}.cta-section-wrapper[data-v-7b645fe2]{margin:2rem 0 3rem}.desktop-only[data-v-7b645fe2]{display:block}.mobile-only[data-v-7b645fe2]{display:none}@media (max-width: 768px){.desktop-only[data-v-7b645fe2]{display:none!important}.mobile-only[data-v-7b645fe2]{display:block!important}.mini-cta-pills[data-v-7b645fe2]{gap:.5rem!important}.mini-pill[data-v-7b645fe2]{padding:.5rem .75rem!important}}
